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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,895 | $183,516-30.9% | $155,534-18.4% | $145,884-13.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.06% | 61.43%-50.4pp | 64.92%-53.9pp | 551.85%-540.8pp |
| Employer contribution / active EE | $1,493 | $5,315-71.9% | $4,675-68.1% | $4,662-68.0% |
| Participant deferral / active EE | $7,037 | $6,467+8.8% | $5,630+25.0% | $6,690+5.2% |
| Admin fee / account holder | $960 | $19,293-95.0% | $15,900-94.0% | $13,392-92.8% |