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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,198 | $160,028-19.3% | $147,080-12.2% | $145,884-11.4% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 13.88% | 98.60%-84.7pp | 420.17%-406.3pp | 551.85%-538.0pp |
| Employer contribution / active EE | $904 | $5,286-82.9% | $4,933-81.7% | $4,662-80.6% |
| Participant deferral / active EE | $10,211 | $8,422+21.2% | $8,066+26.6% | $6,690+52.6% |
| Admin fee / account holder | $4,972 | $15,030-66.9% | $12,989-61.7% | $13,392-62.9% |