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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,623 | $160,028-53.4% | $147,080-49.3% | $145,884-48.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 25.12% | 98.60%-73.5pp | 420.17%-395.1pp | 551.85%-526.7pp |
| Employer contribution / active EE | $3,591 | $5,286-32.1% | $4,933-27.2% | $4,662-23.0% |
| Participant deferral / active EE | $7,072 | $8,422-16.0% | $8,066-12.3% | $6,690+5.7% |
| Admin fee / account holder | $1,053 | $15,030-93.0% | $12,989-91.9% | $13,392-92.1% |