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| Provider | Service type | Compensation |
|---|---|---|
HUMAN INTEREST ADVISOR LLC10+ years Filed as: HUMAN INVESTING Service code 27 · EIN 74-3130983 | Advisory (Plan) | $78,656 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $41,403 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,675 | $50,919+113.4% | $155,556-30.1% | $77,762+39.8% |
| Participation rate | 94.2% | 63.1%+31.1pp | 78.2%+15.9pp | 70.6%+23.6pp |
| Annual return | 22.24% | 34.84%-12.6pp | 64.84%-42.6pp | 31.27%-9.0pp |
| Employer contribution / active EE | $3,136 | $1,991+57.5% | $4,675-32.9% | $2,728+15.0% |
| Participant deferral / active EE | $6,618 | $2,824+134.3% | $5,631+17.5% | $4,651+42.3% |
| Admin fee / account holder | $258 | $437-40.9% | $15,885-98.4% | $433-40.4% |