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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,211 | $81,487-74.0% | $102,412-79.3% | $80,935-73.8% |
| Participation rate | 76.7% | 66.8%+9.8pp | 74.5%+2.2pp | 67.7%+9.0pp |
| Annual return | 11.36% | 25.60%-14.2pp | 24.94%-13.6pp | 35.66%-24.3pp |
| Employer contribution / active EE | $169 | $3,103-94.5% | $3,870-95.6% | $2,757-93.9% |
| Participant deferral / active EE | $2,385 | $3,871-38.4% | $5,060-52.9% | $4,299-44.5% |
| Admin fee / account holder | $883 | $6,717-86.8% | $8,388-89.5% | $6,924-87.2% |