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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,559 | $172,111+10.7% | $150,298+26.8% | $137,256+38.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.62% | 69.37%-55.8pp | 62.79%-49.2pp | 220.34%-206.7pp |
| Employer contribution / active EE | $2,429 | $4,636-47.6% | $4,154-41.5% | $4,156-41.6% |
| Participant deferral / active EE | $15,823 | $6,166+156.6% | $5,453+190.2% | $6,407+147.0% |
| Admin fee / account holder | $1,018 | $16,471-93.8% | $14,116-92.8% | $12,270-91.7% |