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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,391 | $183,516+13.6% | $155,534+34.0% | $145,884+42.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.58% | 61.43%-48.8pp | 64.92%-52.3pp | 551.85%-539.3pp |
| Employer contribution / active EE | $1,935 | $5,315-63.6% | $4,675-58.6% | $4,662-58.5% |
| Participant deferral / active EE | $11,800 | $6,467+82.5% | $5,630+109.6% | $6,690+76.4% |
| Admin fee / account holder | $1,150 | $19,293-94.0% | $15,900-92.8% | $13,392-91.4% |