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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,401 | $81,276+220.4% | $155,574+67.4% | $80,925+221.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.92% | 33.36%-19.4pp | 64.87%-50.9pp | 35.65%-21.7pp |
| Employer contribution / active EE | $19,973 | $3,103+543.7% | $4,676+327.2% | $2,756+624.6% |
| Participant deferral / active EE | $13,199 | $3,453+282.3% | $5,629+134.5% | $4,299+207.1% |
| Admin fee / account holder | $50,894 | $7,993+536.7% | $15,914+219.8% | $6,940+633.3% |