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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,329 | $78,690-29.7% | $161,489-65.7% | $87,485-36.8% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 17.66% | 32.74%-15.1pp | 89.72%-72.1pp | 26.06%-8.4pp |
| Employer contribution / active EE | $2,675 | $2,588+3.4% | $4,268-37.3% | $2,596+3.0% |
| Participant deferral / active EE | $5,556 | $3,311+67.8% | $5,630-1.3% | $4,274+30.0% |
| Admin fee / account holder | $304 | $6,724-95.5% | $16,006-98.1% | $7,775-96.1% |