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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,854 | $64,462-18.0% | $81,482-35.1% | $80,911-34.7% |
| Participation rate | 49.5% | 63.9%-14.4pp | 69.5%-20.1pp | 67.6%-18.2pp |
| Annual return | 12.44% | 16.35%-3.9pp | 24.79%-12.4pp | 35.63%-23.2pp |
| Employer contribution / active EE | $1,321 | $1,979-33.2% | $2,463-46.3% | $2,756-52.0% |
| Participant deferral / active EE | $3,337 | $3,094+7.9% | $3,885-14.1% | $4,297-22.3% |
| Admin fee / account holder | $1,351 | $5,678-76.2% | $5,761-76.5% | $6,935-80.5% |