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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,223 | $81,334+6.0% | $113,397-24.0% | $64,097+34.5% |
| Participation rate | 55.1% | 65.6%-10.5pp | 76.5%-21.4pp | 55.2%-0.1pp |
| Annual return | 31.23% | 32.50%-1.3pp | 23.20%+8.0pp | 34.64%-3.4pp |
| Employer contribution / active EE | $1,076 | $2,077-48.2% | $2,977-63.9% | $1,891-43.1% |
| Participant deferral / active EE | $2,319 | $3,795-38.9% | $5,076-54.3% | $3,080-24.7% |
| Admin fee / account holder | $10,230 | $4,208+143.1% | $11,957-14.4% | $3,454+196.1% |