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| Provider | Service type | Compensation |
|---|---|---|
Filed as: DESCHUTES PORTFOLIO STRATEGY L Service code 27 · EIN 27-5035231 | Advisory (Plan) | $32,859 |
STANCORP FINANCIAL GROUP6 years Service code 12 · EIN 93-1253576 | Claims processing; Direct payment fro... | $31,233 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,939 | $62,393+98.6% | $120,580+2.8% | $74,478+66.4% |
| Participation rate | 99.3% | 56.8%+42.5pp | 72.0%+27.3pp | 67.2%+32.0pp |
| Annual return | 10.32% | 18.61%-8.3pp | 107.48%-97.2pp | 1370.56%-1360.2pp |
| Employer contribution / active EE | $5,376 | $1,845+191.4% | $3,469+55.0% | $2,626+104.7% |
| Participant deferral / active EE | $3,567 | $2,886+23.6% | $4,995-28.6% | $4,350-18.0% |
| Admin fee / account holder | $422 | $2,396-82.4% | $9,418-95.5% | $1,946-78.3% |