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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,993 | $169,356-90.0% | $129,406-86.9% | $145,897-88.4% |
| Participation rate | 42.9% | 76.5%-33.7pp | 69.6%-26.8pp | 80.3%-37.4pp |
| Annual return | 9.55% | 14418.62%-14409.1pp | 9468.18%-9458.6pp | 552.29%-542.7pp |
| Employer contribution / active EE | $1,034 | $5,542-81.3% | $4,155-75.1% | $4,663-77.8% |
| Participant deferral / active EE | $2,155 | $4,987-56.8% | $4,167-48.3% | $6,689-67.8% |
| Admin fee / account holder | $1,261 | $9,915-87.3% | $7,689-83.6% | $13,390-90.6% |