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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,733 | $102,429+32.5% | $147,096-7.7% | $80,925+67.7% |
| Participation rate | 50.5% | 75.9%-25.3pp | 82.2%-31.6pp | 67.7%-17.1pp |
| Annual return | 17.54% | 135.02%-117.5pp | 419.75%-402.2pp | 35.65%-18.1pp |
| Employer contribution / active EE | $1,038 | $3,716-72.1% | $4,936-79.0% | $2,756-62.4% |
| Participant deferral / active EE | $5,081 | $6,649-23.6% | $8,071-37.0% | $4,299+18.2% |
| Admin fee / account holder | $17,766 | $7,957+123.3% | $13,005+36.6% | $6,940+156.0% |