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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,224 | $106,749-28.6% | $145,433-47.6% | $82,448-7.5% |
| Participation rate | 98.5% | 75.6%+22.9pp | 82.1%+16.4pp | 68.1%+30.5pp |
| Annual return | 25.39% | 27.59%-2.2pp | 66.58%-41.2pp | 41.64%-16.2pp |
| Employer contribution / active EE | $4,372 | $3,444+26.9% | $4,554-4.0% | $2,551+71.4% |
| Participant deferral / active EE | $5,748 | $6,519-11.8% | $7,897-27.2% | $4,139+38.9% |
| Admin fee / account holder | $8,272 | $8,390-1.4% | $13,129-37.0% | $7,234+14.3% |