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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,622 |
GESCHER HERBER GROUP LLC1 year Filed as: GESCHER HERBER GROUP Service code 27 1781 LIBERTY ST. SE STE 200 · SALEM, OH 97302 | Advisory (Plan) | $19,873 |
Filed as: PROFESSIONAL BENEFIT SERVICES, INC Service code 13 | Contract Administrator | $4,842 |
Filed as: PROFESSIONAL BENEFIT SERVICES INC Service code 13 1193 ROYVONNE AVE SE STE 22 · SALEM, OR 97302 | Contract Administrator | $2,550 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,792 | $89,259+11.8% | $107,187-6.9% | $82,637+20.8% |
| Participation rate | 92.8% | 67.9%+24.8pp | 75.0%+17.7pp | 68.1%+24.7pp |
| Annual return | 17.76% | 21.02%-3.3pp | 204.55%-186.8pp | 53.51%-35.8pp |
| Employer contribution / active EE | $8,787 | $3,080+185.3% | $3,782+132.3% | $2,552+244.3% |
| Participant deferral / active EE | $6,534 | $4,037+61.9% | $5,096+28.2% | $4,126+58.4% |
| Admin fee / account holder | $358 | $7,381-95.2% | $9,162-96.1% | $7,339-95.1% |