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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,556 | $68,586+23.3% | $120,380-29.8% | $80,911+4.5% |
| Participation rate | 59.5% | 61.6%-2.1pp | 71.9%-12.4pp | 67.6%-8.1pp |
| Annual return | 13.13% | 23.62%-10.5pp | 107.28%-94.2pp | 35.63%-22.5pp |
| Employer contribution / active EE | $1,795 | $2,053-12.5% | $3,465-48.2% | $2,756-34.9% |
| Participant deferral / active EE | $5,318 | $3,174+67.5% | $4,992+6.5% | $4,297+23.7% |
| Admin fee / account holder | $6,584 | $5,733+14.8% | $9,421-30.1% | $6,935-5.1% |