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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,887 | $155,555-8.1% | $146,866-2.7% | $155,188-7.9% |
| Participation rate | 84.2% | 84.0%+0.3pp | 82.5%+1.7pp | 80.8%+3.4pp |
| Annual return | 18.63% | 115.41%-96.8pp | 102.85%-84.2pp | 148.84%-130.2pp |
| Employer contribution / active EE | $2,406 | $4,647-48.2% | $4,425-45.6% | $4,248-43.4% |
| Participant deferral / active EE | $10,098 | $8,044+25.5% | $7,759+30.1% | $6,531+54.6% |
| Admin fee / account holder | $528 | $14,755-96.4% | $13,620-96.1% | $14,480-96.4% |