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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,900 | $102,382+154.8% | $147,005+77.5% | $80,874+222.6% |
| Participation rate | 83.3% | 75.8%+7.5pp | 82.2%+1.2pp | 67.6%+15.7pp |
| Annual return | 36.55% | 134.89%-98.3pp | 418.76%-382.2pp | 35.62%+0.9pp |
| Employer contribution / active EE | $5,272 | $3,715+41.9% | $4,934+6.8% | $2,756+91.3% |
| Participant deferral / active EE | $5,939 | $6,646-10.6% | $8,070-26.4% | $4,297+38.2% |
| Admin fee / account holder | $2,592 | $7,942-67.4% | $13,006-80.1% | $6,935-62.6% |