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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,900 | $102,422+154.7% | $147,117+77.3% | $80,959+222.3% |
| Participation rate | 83.3% | 75.9%+7.5pp | 82.2%+1.1pp | 67.7%+15.7pp |
| Annual return | 36.55% | 135.16%-98.6pp | 420.54%-384.0pp | 35.67%+0.9pp |
| Employer contribution / active EE | $5,272 | $3,717+41.8% | $4,932+6.9% | $2,757+91.2% |
| Participant deferral / active EE | $5,939 | $6,652-10.7% | $8,065-26.4% | $4,300+38.1% |
| Admin fee / account holder | $2,592 | $7,953-67.4% | $12,993-80.0% | $6,925-62.6% |