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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,897 | $40,566+220.2% | $96,754+34.3% | $64,728+100.7% |
| Participation rate | 7.8% | 24.8%-17.0pp | 70.3%-62.5pp | 57.9%-50.1pp |
| Annual return | 15.65% | 93.20%-77.5pp | 82.04%-66.4pp | 49.38%-33.7pp |
| Employer contribution / active EE | $318 | $808-60.7% | $2,679-88.1% | $2,243-85.8% |
| Participant deferral / active EE | $907 | $933-2.7% | $4,758-80.9% | $2,729-66.8% |
| Admin fee / account holder | $1,966 | $2,770-29.0% | $8,905-77.9% | $1,145+71.7% |