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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,897 | $38,967+233.3% | $86,233+50.6% | $79,634+63.1% |
| Participation rate | 7.8% | 34.1%-26.3pp | 69.0%-61.3pp | 62.5%-54.7pp |
| Annual return | 15.65% | 49.90%-34.2pp | 61.39%-45.7pp | 36.46%-20.8pp |
| Employer contribution / active EE | $318 | $868-63.4% | $2,504-87.3% | $2,529-87.4% |
| Participant deferral / active EE | $907 | $1,663-45.4% | $4,559-80.1% | $3,835-76.3% |
| Admin fee / account holder | $1,966 | $2,660-26.1% | $8,342-76.4% | $1,002+96.3% |