Retirement plan

ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN

Name: ROTTINGHAUS COMPANY, INC. - ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN (2024) Form 5500
Creator: ROTTINGHAUS COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN, ROTTINGHAUS COMPANY, INC.

ROTTINGHAUS COMPANY, INC.EIN 93-0981410Plan #002PY 2024

510 GILLETTE STREET - LACROSSE, WI 54603608-784-2774rcisubs.comLinkedIn1001-5000 employeesrestaurants

Prospect flagsLow returnsLow participationLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$23.7M

+8.9% from 2023

Total participants

873

+4.6% from 2023

Average account balance

$62,980

+18.4% from 2023

Annual return

11.40%

-4.48 pp from 2023

Benchmarks

See 1,305 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,305 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$23.74M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

377

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

27.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.04M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$137

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
401K SAFE1 year Filed as: 401K SAFE, 3(16) LLC Service code 15 · EIN 83-0824803 PO BOX 518 · ALBERTVILLE, AL 359500008	Recordkeeping	$14,850
LBMC, PC4 years Filed as: LBMC PC Service code 10 · EIN 62-1199757 2095 LAKESIDE CENTRE WAY · KNOXVILLE, TN 37922	Accounting	$13,800
NATIONWIDE6 years Service code 26 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Advisory (Participants)	$7,334
OSAIC WEALTH INC2 years Service code 26 · EIN 93-0987232 AMONE GELLINEAU COMM DEPT · JERSEY CITY, NJ 07302	Advisory (Participants)	$6,727
BENEFIT PLANS ADMIN SERVICES, INC.5 years Filed as: BENEFIT PLANS PLUS Service code 15 · EIN 43-1829594 11701 BORMAN DR STE 300 · SAINT LOUIS, MO 63146	Recordkeeping	$5,775
PROACCOUNT1 year Service code 26 · EIN 73-0988442 10 W NATIONWIDE BLVD · COLUMBUS, OH 43215	Advisory (Participants)	$3,173

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$52K

$75 / participant

Contract admin$52K100.0%

% of EOY assets

0.218%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LBMC, PC
Auditor EIN: 621199757
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,980

$54,245+16.1%

$93,727-32.8%

$77,762-19.0%

Participation rate

27.8%

63.9%-36.1pp

68.7%-40.9pp

70.6%-42.8pp

Annual return

11.40%

30.58%-19.2pp

133.83%-122.4pp

31.27%-19.9pp

Employer contribution / active EE

$474

$1,168-59.4%

$2,421-80.4%

$2,728-82.6%

Participant deferral / active EE

$1,041

$3,144-66.9%

$4,417-76.4%

$4,651-77.6%

Admin fee / account holder

$137

$575-76.2%

$8,292-98.3%

$433-68.3%

Provider

Service type

Compensation

401K SAFE1 year

Filed as: 401K SAFE, 3(16) LLC

Service code 15 · EIN 83-0824803

PO BOX 518 · ALBERTVILLE, AL 359500008

Recordkeeping

$14,850

LBMC, PC4 years

Filed as: LBMC PC

Service code 10 · EIN 62-1199757

2095 LAKESIDE CENTRE WAY · KNOXVILLE, TN 37922

Accounting

$13,800

NATIONWIDE6 years

Service code 26

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Advisory (Participants)

$7,334

OSAIC WEALTH INC2 years

Service code 26 · EIN 93-0987232

AMONE GELLINEAU COMM DEPT · JERSEY CITY, NJ 07302

Advisory (Participants)

$6,727

BENEFIT PLANS ADMIN SERVICES, INC.5 years

Filed as: BENEFIT PLANS PLUS

Service code 15 · EIN 43-1829594

11701 BORMAN DR STE 300 · SAINT LOUIS, MO 63146

Recordkeeping

$5,775

PROACCOUNT1 year

Service code 26 · EIN 73-0988442

10 W NATIONWIDE BLVD · COLUMBUS, OH 43215

Advisory (Participants)

$3,173

ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROTTINGHAUS COMPANY 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion