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| Provider | Service type | Compensation |
|---|---|---|
ROEHL & YI INVESTMENT ADVISORS LLC11+ years Service code 27 · EIN 93-1249395 | Advisory (Plan) | $65,814 |
Filed as: FIDELITY INVESTMENTS INST OP CO LLC Service code 60 · EIN 04-2647786 | Sub-TA Fees | $34,854 |
Service code 49 · EIN 87-3599091 | Other Services | $28,333 |
JONES & ROTH, PC8 years Filed as: JONES & ROTH Service code 10 · EIN 93-0819646 | Accounting | $15,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,190 | $45,343+500.3% | $150,298+81.1% | $67,986+300.4% |
| Participation rate | 100.0% | 51.9%+48.1pp | 77.8%+22.2pp | 57.2%+42.8pp |
| Annual return | 16.93% | 33.28%-16.3pp | 62.79%-45.9pp | 31.67%-14.7pp |
| Employer contribution / active EE | $11,955 | $1,462+717.8% | $4,154+187.8% | $2,019+492.2% |
| Participant deferral / active EE | $7,593 | $2,055+269.6% | $5,453+39.3% | $3,358+126.1% |
| Admin fee / account holder | $661 | $2,250-70.6% | $14,116-95.3% | $3,203-79.4% |