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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,518 | $171,492-21.6% | $150,734-10.8% | $198,609-32.3% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 10.00% | 804.70%-794.7pp | 600.81%-590.8pp | 202.70%-192.7pp |
| Employer contribution / active EE | $12,931 | $5,470+136.4% | $4,918+162.9% | $5,055+155.8% |
| Participant deferral / active EE | $1,763 | $6,259-71.8% | $5,610-68.6% | $6,977-74.7% |
| Admin fee / account holder | $1,012 | $17,628-94.3% | $14,905-93.2% | $19,030-94.7% |