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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,762 | $180,749+83.5% | $160,784+106.3% | $137,256+141.7% |
| Participation rate | 92.9% | 80.0%+12.9pp | 77.0%+15.9pp | 80.0%+12.9pp |
| Annual return | 17.00% | 2234.46%-2217.5pp | 1803.92%-1786.9pp | 220.34%-203.3pp |
| Employer contribution / active EE | $4,835 | $4,155+16.4% | $3,733+29.5% | $4,156+16.3% |
| Participant deferral / active EE | $8,773 | $6,844+28.2% | $6,293+39.4% | $6,407+36.9% |
| Admin fee / account holder | $1,479 | $10,397-85.8% | $9,717-84.8% | $12,270-87.9% |