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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,665 | $211,288+37.6% | $178,540+62.8% | $145,884+99.2% |
| Participation rate | 92.3% | 80.8%+11.5pp | 77.1%+15.2pp | 80.3%+12.0pp |
| Annual return | 16.47% | 30.27%-13.8pp | 27.15%-10.7pp | 551.85%-535.4pp |
| Employer contribution / active EE | $4,995 | $4,574+9.2% | $3,953+26.4% | $4,662+7.1% |
| Participant deferral / active EE | $7,744 | $6,967+11.2% | $6,281+23.3% | $6,690+15.8% |
| Admin fee / account holder | $1,921 | $12,105-84.1% | $10,424-81.6% | $13,392-85.7% |