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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,762 | $208,088+59.4% | $186,193+78.2% | $154,746+114.4% |
| Participation rate | 92.9% | 80.0%+12.9pp | 77.1%+15.7pp | 80.7%+12.2pp |
| Annual return | 17.00% | 89.97%-73.0pp | 78.03%-61.0pp | 172.34%-155.3pp |
| Employer contribution / active EE | $4,835 | $4,340+11.4% | $3,918+23.4% | $4,379+10.4% |
| Participant deferral / active EE | $8,773 | $7,078+24.0% | $6,513+34.7% | $6,730+30.4% |
| Admin fee / account holder | $1,479 | $11,698-87.4% | $11,058-86.6% | $14,365-89.7% |