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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,142 | $208,088-81.2% | $186,193-79.0% | $154,746-74.7% |
| Participation rate | 69.2% | 80.0%-10.8pp | 77.1%-7.9pp | 80.7%-11.5pp |
| Annual return | 16.90% | 89.97%-73.1pp | 78.03%-61.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $1,355 | $4,340-68.8% | $3,918-65.4% | $4,379-69.1% |
| Participant deferral / active EE | $6,101 | $7,078-13.8% | $6,513-6.3% | $6,730-9.4% |
| Admin fee / account holder | $0 | $11,698-100.0% | $11,058-100.0% | $14,365-100.0% |