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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,639 | $95,453-27.0% | $112,040-37.8% | $82,448-15.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 0.40% | 23.92%-23.5pp | 24.52%-24.1pp | 41.64%-41.2pp |
| Employer contribution / active EE | $6,570 | $2,318+183.5% | $2,954+122.4% | $2,551+157.6% |
| Participant deferral / active EE | $1,564 | $4,224-63.0% | $5,098-69.3% | $4,139-62.2% |
| Admin fee / account holder | $8,024 | $9,013-11.0% | $12,098-33.7% | $7,234+10.9% |