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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,639 | $100,194-30.5% | $122,979-43.4% | $86,983-19.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 0.40% | 16.47%-16.1pp | 20.12%-19.7pp | 25.83%-25.4pp |
| Employer contribution / active EE | $6,570 | $2,326+182.5% | $3,062+114.5% | $2,584+154.2% |
| Participant deferral / active EE | $1,564 | $4,133-62.2% | $5,003-68.7% | $4,194-62.7% |
| Admin fee / account holder | $8,024 | $10,148-20.9% | $12,864-37.6% | $7,856+2.1% |