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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,651 | $105,284-27.2% | $150,734-49.1% | $94,015-18.5% |
| Participation rate | 70.1% | 71.7%-1.6pp | 78.4%-8.3pp | 70.8%-0.7pp |
| Annual return | 13.53% | 15.67%-2.1pp | 600.81%-587.3pp | 17.84%-4.3pp |
| Employer contribution / active EE | $3,376 | $3,599-6.2% | $4,918-31.3% | $2,790+21.0% |
| Participant deferral / active EE | $7,587 | $4,274+77.5% | $5,610+35.3% | $4,249+78.5% |
| Admin fee / account holder | $4,902 | $9,839-50.2% | $14,905-67.1% | $8,951-45.2% |