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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,192 | $87,878+43.6% | $97,411+29.5% | $82,637+52.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 80.4%+19.6pp | 68.1%+31.9pp |
| Annual return | 11.13% | 54.63%-43.5pp | 34.72%-23.6pp | 53.51%-42.4pp |
| Employer contribution / active EE | $2,656 | $3,800-30.1% | $4,210-36.9% | $2,552+4.1% |
| Participant deferral / active EE | $3,129 | $5,525-43.4% | $5,886-46.8% | $4,126-24.2% |
| Admin fee / account holder | $10,384 | $6,743+54.0% | $7,145+45.3% | $7,339+41.5% |