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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,192 | $93,692+34.7% | $116,538+8.3% | $86,983+45.1% |
| Participation rate | 100.0% | 79.6%+20.4pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 11.13% | 26.00%-14.9pp | 17.97%-6.8pp | 25.83%-14.7pp |
| Employer contribution / active EE | $2,656 | $3,831-30.7% | $4,541-41.5% | $2,584+2.8% |
| Participant deferral / active EE | $3,129 | $5,612-44.3% | $6,207-49.6% | $4,194-25.4% |
| Admin fee / account holder | $10,384 | $7,586+36.9% | $8,737+18.8% | $7,856+32.2% |