Retirement plan

FALL CREEK FARM & NURSERY, INC. 401(K) PROFIT

Name: FALL CREEK FARM & NURSERY, INC. - FALL CREEK FARM & NURSERY, INC. 401(K) PROFIT (2024) Form 5500
Creator: FALL CREEK FARM & NURSERY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FALL CREEK FARM & NURSERY, INC. 401(K) PROFIT, FALL CREEK FARM & NURSERY, INC.

FALL CREEK FARM & NURSERY, INC.EIN 93-0912421Plan #001PY 2024

39318 JASPER-LOWELL RD. - LOWELL, OR 974529735541-463-9251

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$14.8M

+19.8% from 2023

Total participants

246

+7.4% from 2023

Average account balance

$61,301

+11.3% from 2023

Annual return

14.78%

+0.34 pp from 2023

Benchmarks

See 574 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants100-249

Cohort574 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.77M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

241

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.62M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$206

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
VOYA RETIREMENT INSURANCE & ANNUITY5 years Service code 64 · EIN 71-0294708	Recordkeeping Fees	$49,737
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISERS LLC Service code 99 · EIN 36-3258176	Other Fees	$18,835

Plan features & details

Pension benefit codes2E2A3H3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$50K

$244 / participant

Contract admin$49K99.4%
Other / not subdivided$3000.6%

% of EOY assets

0.337%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: JONES & ROTH, P.C.
Auditor EIN: 930819646
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,301

$62,409-1.8%

$120,524-49.1%

$74,429-17.6%

Participation rate

97.5%

56.8%+40.8pp

71.9%+25.6pp

67.2%+30.3pp

Annual return

14.78%

18.62%-3.8pp

107.36%-92.6pp

1368.38%-1353.6pp

Employer contribution / active EE

$3,603

$1,847+95.1%

$3,469+3.9%

$2,625+37.3%

Participant deferral / active EE

$4,315

$2,888+49.4%

$4,994-13.6%

$4,348-0.8%

Admin fee / account holder

$206

$2,394-91.4%

$9,440-97.8%

$1,944-89.4%

Provider

Service type

Compensation

VOYA RETIREMENT INSURANCE & ANNUITY5 years

Service code 64 · EIN 71-0294708

Recordkeeping Fees

$49,737

CETERA ADVISOR NETWORKS LLC2 years

Filed as: CETERA INVESTMENT ADVISERS LLC

Service code 99 · EIN 36-3258176

Other Fees

$18,835

FALL CREEK FARM & NURSERY, INC. 401(K) PROFIT

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FALL CREEK FARM & NURSERY, INC. 401(K) PROFIT

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion