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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,138 | $160,028+3.2% | $147,080+12.3% | $145,884+13.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.86% | 98.60%-76.7pp | 420.17%-398.3pp | 551.85%-530.0pp |
| Employer contribution / active EE | $3,376 | $5,286-36.1% | $4,933-31.6% | $4,662-27.6% |
| Participant deferral / active EE | $14,490 | $8,422+72.0% | $8,066+79.6% | $6,690+116.6% |
| Admin fee / account holder | $1,274 | $15,030-91.5% | $12,989-90.2% | $13,392-90.5% |