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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,703 | $156,398+25.1% | $147,318+32.8% | $138,895+40.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.95% | 78.75%-62.8pp | 70.43%-54.5pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,607 | $4,853-46.3% | $4,593-43.2% | $4,194-37.8% |
| Participant deferral / active EE | $11,905 | $8,237+44.5% | $7,906+50.6% | $6,396+86.1% |
| Admin fee / account holder | $10,318 | $14,976-31.1% | $13,708-24.7% | $12,562-17.9% |