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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,703 | $154,228+26.9% | $145,433+34.6% | $137,256+42.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.95% | 74.59%-58.6pp | 66.58%-50.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,607 | $4,804-45.7% | $4,554-42.8% | $4,156-37.3% |
| Participant deferral / active EE | $11,905 | $8,216+44.9% | $7,897+50.7% | $6,407+85.8% |
| Admin fee / account holder | $10,318 | $14,344-28.1% | $13,129-21.4% | $12,270-15.9% |