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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,261 | $289,211-53.9% | $260,467-48.8% | $198,609-32.9% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 15.17% | 112.90%-97.7pp | 100.60%-85.4pp | 202.70%-187.5pp |
| Employer contribution / active EE | $4,926 | $4,663+5.6% | $4,239+16.2% | $5,055-2.6% |
| Participant deferral / active EE | $8,680 | $6,812+27.4% | $6,319+37.3% | $6,977+24.4% |
| Admin fee / account holder | $933 | $16,236-94.3% | $15,461-94.0% | $19,030-95.1% |