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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,261 | $182,442-27.0% | $163,379-18.4% | $138,895-4.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 15.17% | 72.74%-57.6pp | 63.41%-48.2pp | 145.39%-130.2pp |
| Employer contribution / active EE | $4,926 | $4,159+18.4% | $3,752+31.3% | $4,194+17.5% |
| Participant deferral / active EE | $8,680 | $6,817+27.3% | $6,282+38.2% | $6,396+35.7% |
| Admin fee / account holder | $933 | $10,396-91.0% | $9,818-90.5% | $12,562-92.6% |