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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,126 | $86,949+12.9% | $102,460-4.2% | $80,959+21.2% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 10.33% | 18.89%-8.6pp | 29.47%-19.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $5,023 | $2,370+112.0% | $3,025+66.0% | $2,757+82.2% |
| Participant deferral / active EE | $5,219 | $4,121+26.6% | $5,056+3.2% | $4,300+21.4% |
| Admin fee / account holder | $2,691 | $8,048-66.6% | $9,460-71.6% | $6,925-61.1% |