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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,830 | $135,905+114.7% | $126,068+131.5% | $198,609+46.9% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 14.93% | 14.07%+0.9pp | 15.01%-0.1pp | 202.70%-187.8pp |
| Employer contribution / active EE | $5,630 | $4,245+32.6% | $3,968+41.9% | $5,055+11.4% |
| Participant deferral / active EE | $17,717 | $8,523+107.9% | $8,214+115.7% | $6,977+153.9% |
| Admin fee / account holder | $330,114 | $21,036+1469.3% | $18,264+1707.5% | $19,030+1634.7% |