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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,252 | $167,415-46.1% | $140,514-35.8% | $198,609-54.6% |
| Participation rate | 75.0% | 80.9%-5.9pp | 77.8%-2.8pp | 82.4%-7.4pp |
| Annual return | 12.08% | 13.85%-1.8pp | 14.36%-2.3pp | 202.70%-190.6pp |
| Employer contribution / active EE | $1,963 | $4,088-52.0% | $3,378-41.9% | $5,055-61.2% |
| Participant deferral / active EE | $3,861 | $5,579-30.8% | $4,919-21.5% | $6,977-44.7% |
| Admin fee / account holder | $1,513 | $16,730-91.0% | $13,697-89.0% | $19,030-92.0% |