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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,747 | $124,980-9.0% | $108,359+5.0% | $154,746-26.5% |
| Participation rate | 65.0% | 75.2%-10.2pp | 70.1%-5.1pp | 80.7%-15.7pp |
| Annual return | 11.51% | 45.00%-33.5pp | 36.89%-25.4pp | 172.34%-160.8pp |
| Employer contribution / active EE | $2,464 | $2,851-13.6% | $2,399+2.7% | $4,379-43.7% |
| Participant deferral / active EE | $6,734 | $4,743+42.0% | $4,137+62.8% | $6,7300% |
| Admin fee / account holder | $12,745 | $11,502+10.8% | $9,741+30.8% | $14,365-11.3% |