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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,747 | $156,616-27.4% | $133,346-14.7% | $198,609-42.7% |
| Participation rate | 65.0% | 77.7%-12.7pp | 72.8%-7.8pp | 82.4%-17.4pp |
| Annual return | 11.51% | 44.25%-32.7pp | 36.85%-25.3pp | 202.70%-191.2pp |
| Employer contribution / active EE | $2,464 | $3,368-26.8% | $2,853-13.7% | $5,055-51.3% |
| Participant deferral / active EE | $6,734 | $4,920+36.9% | $4,332+55.4% | $6,977-3.5% |
| Admin fee / account holder | $12,745 | $17,468-27.0% | $14,264-10.6% | $19,030-33.0% |