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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,710 | $78,520+60.1% | $96,576+30.2% | $82,448+52.5% |
| Participation rate | 90.0% | 77.7%+12.3pp | 81.4%+8.6pp | 68.1%+21.9pp |
| Annual return | 14.17% | 41.30%-27.1pp | 38.47%-24.3pp | 41.64%-27.5pp |
| Employer contribution / active EE | $245 | $2,630-90.7% | $3,553-93.1% | $2,551-90.4% |
| Participant deferral / active EE | $2,601 | $6,754-61.5% | $7,956-67.3% | $4,139-37.2% |
| Admin fee / account holder | $18,174 | $13,455+35.1% | $11,381+59.7% | $7,234+151.2% |