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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,710 | $77,358+62.5% | $102,184+23.0% | $87,485+43.7% |
| Participation rate | 90.0% | 78.7%+11.3pp | 82.6%+7.4pp | 68.9%+21.1pp |
| Annual return | 14.17% | 41.11%-26.9pp | 31.58%-17.4pp | 26.06%-11.9pp |
| Employer contribution / active EE | $245 | $2,562-90.4% | $3,594-93.2% | $2,596-90.6% |
| Participant deferral / active EE | $2,601 | $6,753-61.5% | $8,309-68.7% | $4,274-39.1% |
| Admin fee / account holder | $18,174 | $6,809+166.9% | $11,609+56.6% | $7,775+133.8% |