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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,710 | $71,353+76.2% | $92,805+35.5% | $86,983+44.5% |
| Participation rate | 90.0% | 80.9%+9.1pp | 83.5%+6.5pp | 69.5%+20.5pp |
| Annual return | 14.17% | 44.68%-30.5pp | 31.59%-17.4pp | 25.83%-11.7pp |
| Employer contribution / active EE | $245 | $2,468-90.1% | $3,424-92.8% | $2,584-90.5% |
| Participant deferral / active EE | $2,601 | $6,966-62.7% | $8,448-69.2% | $4,194-38.0% |
| Admin fee / account holder | $18,174 | $6,099+198.0% | $10,911+66.6% | $7,856+131.3% |