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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,175 | $23,330+157.9% | $64,489-6.7% | $82,448-27.0% |
| Participation rate | 21.7% | 68.3%-46.5pp | 67.7%-46.0pp | 68.1%-46.3pp |
| Annual return | 15.14% | 83.66%-68.5pp | 55.03%-39.9pp | 41.64%-26.5pp |
| Employer contribution / active EE | $0 | $824-100.0% | $1,523-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,014 | $1,707-40.6% | $2,778-63.5% | $4,139-75.5% |
| Admin fee / account holder | $13,124 | $2,946+345.6% | $4,260+208.1% | $7,234+81.4% |