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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,122 | $81,504-37.3% | $102,437-50.1% | $80,959-36.9% |
| Participation rate | 79.4% | 66.9%+12.6pp | 74.5%+4.9pp | 67.7%+11.7pp |
| Annual return | 10.97% | 25.60%-14.6pp | 24.95%-14.0pp | 35.67%-24.7pp |
| Employer contribution / active EE | $2,195 | $3,104-29.3% | $3,871-43.3% | $2,757-20.4% |
| Participant deferral / active EE | $2,088 | $3,871-46.1% | $5,060-58.7% | $4,300-51.4% |
| Admin fee / account holder | $1,239 | $6,719-81.6% | $8,388-85.2% | $6,925-82.1% |