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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,348 | $108,942+5.9% | $100,415+14.9% | $145,897-20.9% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 9.45% | 58.27%-48.8pp | 49.47%-40.0pp | 552.29%-542.8pp |
| Employer contribution / active EE | $9,070 | $4,422+105.1% | $3,943+130.0% | $4,663+94.5% |
| Participant deferral / active EE | $4,773 | $8,461-43.6% | $8,091-41.0% | $6,689-28.6% |
| Admin fee / account holder | $1,745 | $9,702-82.0% | $7,906-77.9% | $13,390-87.0% |