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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,252 | $123,478-9.1% | $216,567-48.2% | $94,015+19.4% |
| Participation rate | 97.8% | 75.1%+22.7pp | 81.6%+16.2pp | 70.8%+27.0pp |
| Annual return | 16.78% | 23.61%-6.8pp | 12.94%+3.8pp | 17.84%-1.1pp |
| Employer contribution / active EE | $10,410 | $3,136+232.0% | $5,216+99.6% | $2,790+273.1% |
| Participant deferral / active EE | $7,674 | $4,556+68.4% | $6,191+24.0% | $4,249+80.6% |
| Admin fee / account holder | $39,972 | $12,753+213.4% | $21,981+81.8% | $8,951+346.6% |