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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,277 | $106,588+193.9% | $94,215+232.5% | $155,188+101.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 2.76% | 29.39%-26.6pp | 28.22%-25.5pp | 148.84%-146.1pp |
| Employer contribution / active EE | $9,121 | $3,080+196.2% | $2,675+241.0% | $4,248+114.7% |
| Participant deferral / active EE | $3,794 | $4,802-21.0% | $4,276-11.3% | $6,531-41.9% |
| Admin fee / account holder | $22,810 | $12,281+85.7% | $10,216+123.3% | $14,480+57.5% |