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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,277 | $88,996+252.0% | $78,004+301.6% | $138,895+125.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 2.76% | 28.03%-25.3pp | 31.07%-28.3pp | 145.39%-142.6pp |
| Employer contribution / active EE | $9,121 | $2,917+212.7% | $2,469+269.4% | $4,194+117.5% |
| Participant deferral / active EE | $3,794 | $4,724-19.7% | $4,092-7.3% | $6,396-40.7% |
| Admin fee / account holder | $22,810 | $8,807+159.0% | $7,578+201.0% | $12,562+81.6% |