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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,272 | $86,050-68.3% | $189,758-85.6% | $94,015-71.0% |
| Participation rate | 58.9% | 68.9%-10.0pp | 79.8%-20.9pp | 70.8%-11.9pp |
| Annual return | 16.72% | 17.77%-1.0pp | 52.62%-35.9pp | 17.84%-1.1pp |
| Employer contribution / active EE | $1,368 | $2,819-51.5% | $4,767-71.3% | $2,790-51.0% |
| Participant deferral / active EE | $2,699 | $3,349-19.4% | $5,856-53.9% | $4,249-36.5% |
| Admin fee / account holder | $2,148 | $6,627-67.6% | $20,388-89.5% | $8,951-76.0% |