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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,272 | $76,407-64.3% | $150,298-81.9% | $82,448-66.9% |
| Participation rate | 58.9% | 66.4%-7.5pp | 77.8%-18.8pp | 68.1%-9.1pp |
| Annual return | 16.72% | 39.99%-23.3pp | 62.79%-46.1pp | 41.64%-24.9pp |
| Employer contribution / active EE | $1,368 | $2,614-47.7% | $4,154-67.1% | $2,551-46.4% |
| Participant deferral / active EE | $2,699 | $3,214-16.0% | $5,453-50.5% | $4,139-34.8% |
| Admin fee / account holder | $2,148 | $6,352-66.2% | $14,116-84.8% | $7,234-70.3% |