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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,272 | $78,690-65.3% | $161,489-83.1% | $87,485-68.8% |
| Participation rate | 58.9% | 67.5%-8.5pp | 78.7%-19.8pp | 68.9%-10.0pp |
| Annual return | 16.72% | 32.74%-16.0pp | 89.72%-73.0pp | 26.06%-9.3pp |
| Employer contribution / active EE | $1,368 | $2,588-47.1% | $4,268-67.9% | $2,596-47.3% |
| Participant deferral / active EE | $2,699 | $3,311-18.5% | $5,630-52.1% | $4,274-36.8% |
| Admin fee / account holder | $2,148 | $6,724-68.1% | $16,006-86.6% | $7,775-72.4% |