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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,809 | $100,203-12.4% | $85,240+3.0% | $145,897-39.8% |
| Participation rate | 57.9% | 74.1%-16.2pp | 67.5%-9.6pp | 80.3%-22.4pp |
| Annual return | 12.63% | 84.28%-71.6pp | 66.75%-54.1pp | 552.29%-539.7pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,048 | $5,299-61.4% | $4,527-54.8% | $6,689-69.4% |
| Admin fee / account holder | $701 | $7,265-90.4% | $6,165-88.6% | $13,390-94.8% |