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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,471 | $102,595+12.6% | $94,057+22.8% | $154,746-25.4% |
| Participation rate | 71.4% | 76.0%-4.6pp | 73.3%-1.9pp | 80.7%-9.3pp |
| Annual return | 14.68% | 583.42%-568.7pp | 480.62%-465.9pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,386 | $3,147-56.0% | $2,933-52.7% | $4,379-68.3% |
| Participant deferral / active EE | $1,622 | $5,118-68.3% | $4,709-65.6% | $6,730-75.9% |
| Admin fee / account holder | $2,979 | $7,736-61.5% | $7,244-58.9% | $14,365-79.3% |