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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,471 | $72,071+60.2% | $68,368+68.9% | $137,256-15.9% |
| Participation rate | 71.4% | 76.2%-4.8pp | 73.8%-2.3pp | 80.0%-8.5pp |
| Annual return | 14.68% | 353.14%-338.5pp | 292.57%-277.9pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,386 | $2,788-50.3% | $2,649-47.7% | $4,156-66.6% |
| Participant deferral / active EE | $1,622 | $4,410-63.2% | $4,123-60.7% | $6,407-74.7% |
| Admin fee / account holder | $2,979 | $5,336-44.2% | $5,150-42.2% | $12,270-75.7% |