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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,091 | $138,393-38.5% | $184,256-53.8% | $80,959+5.1% |
| Participation rate | 90.0% | 83.9%+6.1pp | 86.8%+3.2pp | 67.7%+22.3pp |
| Annual return | 10.93% | 20.01%-9.1pp | 28.85%-17.9pp | 35.67%-24.7pp |
| Employer contribution / active EE | $0 | $4,847-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,754 | $7,076-18.7% | $9,133-37.0% | $4,300+33.8% |
| Admin fee / account holder | $2,449 | $10,489-76.6% | $13,899-82.4% | $6,925-64.6% |