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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 PO BOX 735399 · DALLAS, TX 80111 | Advisory (Plan) | $18,954 |
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, OR 80111 | Recordkeeping Fees | $15,754 |
Filed as: PRIME PENSIONS NORTHWEST LLC Service code 13 1600 VALLEY RIVER DR STE 340 · EUGENE, OR 97401 | Contract Administrator | $10,754 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $4,982 |
Service code 13 6500 S MACADAM AVE STE 100 · PORTLAND, OR 97239 | Contract Administrator | $665 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,378 | $102,422-2.0% | $147,117-31.8% | $80,959+24.0% |
| Participation rate | 98.7% | 75.9%+22.8pp | 82.2%+16.5pp | 67.7%+31.0pp |
| Annual return | 11.79% | 135.16%-123.4pp | 420.54%-408.8pp | 35.67%-23.9pp |
| Employer contribution / active EE | $90 | $3,717-97.6% | $4,932-98.2% | $2,757-96.7% |
| Participant deferral / active EE | $9,176 | $6,652+37.9% | $8,065+13.8% | $4,300+113.4% |
| Admin fee / account holder | $486 | $7,953-93.9% | $12,993-96.3% | $6,925-93.0% |