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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,020 | $89,259-46.2% | $107,187-55.2% | $82,637-41.9% |
| Participation rate | 72.9% | 67.9%+5.0pp | 75.0%-2.1pp | 68.1%+4.8pp |
| Annual return | 12.38% | 21.02%-8.6pp | 204.55%-192.2pp | 53.51%-41.1pp |
| Employer contribution / active EE | $3,569 | $3,080+15.9% | $3,782-5.6% | $2,552+39.8% |
| Participant deferral / active EE | $3,466 | $4,037-14.1% | $5,096-32.0% | $4,126-16.0% |
| Admin fee / account holder | $2,501 | $7,381-66.1% | $9,162-72.7% | $7,339-65.9% |