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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D JONES & CO Service code 27 · EIN 43-0345811 | Advisory (Plan) | $28,591 |
NOVA 401(K) ASSOCIATES2 years Service code 13 | Contract Administrator | $2,720 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,459 | $79,223-36.3% | $102,460-50.8% | $74,478-32.2% |
| Participation rate | 73.8% | 74.8%-0.9pp | 76.5%-2.7pp | 67.2%+6.6pp |
| Annual return | 13.51% | 54.98%-41.5pp | 29.47%-16.0pp | 1370.56%-1357.0pp |
| Employer contribution / active EE | $2,199 | $2,363-6.9% | $3,025-27.3% | $2,626-16.3% |
| Participant deferral / active EE | $3,786 | $4,417-14.3% | $5,056-25.1% | $4,350-13.0% |
| Admin fee / account holder | $414 | $2,003-79.3% | $9,460-95.6% | $1,946-78.7% |