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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP7 years Filed as: STANCORP FINANCIAL Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $63,290 |
Filed as: DESCHUTES PORTFOLIO STRATEGY, LLC Service code 27 · EIN 27-5035231 | Advisory (Plan) | $42,949 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,538 | $55,446+371.7% | $155,574+68.1% | $74,429+251.4% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 14.01% | 269.20%-255.2pp | 64.87%-50.9pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $11,299 | $2,266+398.6% | $4,676+141.7% | $2,625+330.5% |
| Participant deferral / active EE | $7,995 | $2,836+181.9% | $5,629+42.0% | $4,348+83.9% |
| Admin fee / account holder | $668 | $1,743-61.7% | $15,914-95.8% | $1,944-65.6% |