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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,068 | $114,119+35.9% | $107,187+44.7% | $138,895+11.6% |
| Participation rate | 90.9% | 78.1%+12.8pp | 75.0%+15.9pp | 79.9%+11.0pp |
| Annual return | 15.12% | 273.21%-258.1pp | 204.55%-189.4pp | 145.39%-130.3pp |
| Employer contribution / active EE | $15,313 | $4,059+277.3% | $3,782+304.9% | $4,194+265.1% |
| Participant deferral / active EE | $663 | $5,538-88.0% | $5,096-87.0% | $6,396-89.6% |
| Admin fee / account holder | $23,123 | $10,024+130.7% | $9,162+152.4% | $12,562+84.1% |