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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,835 | $117,895+15.2% | $102,460+32.6% | $145,897-6.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.04% | 31.92%-25.9pp | 29.47%-23.4pp | 552.29%-546.3pp |
| Employer contribution / active EE | $3,353 | $3,619-7.4% | $3,025+10.8% | $4,663-28.1% |
| Participant deferral / active EE | $5,360 | $5,736-6.6% | $5,056+6.0% | $6,689-19.9% |
| Admin fee / account holder | $20,285 | $13,353+51.9% | $9,460+114.4% | $13,390+51.5% |